The Cabinet of Ministers of Ukraine has significantly expanded financing opportunities for the agricultural sector by increasing the maximum working capital loan limit under the Affordable Loans "5-7-9%" program from UAH 5 million to UAH 90 million. The decision is intended to support agricultural producers facing logistics disruptions, rising production costs, and slower export activity.
The loans may be used to finance day-to-day farming operations, including the purchase of seeds, fertilizers, crop protection products, fuel, land lease payments, seasonal fieldwork, and other operating expenses. The new UAH 90 million ceiling provides agricultural enterprises with substantially greater access to working capital without requiring the funds to be used solely for investment projects.
The measure builds on reforms introduced earlier in August, when the government removed the rule limiting working capital financing to 20% of the total loan amount for agricultural borrowers and reduced the interest rate on such loans from 15% to 10% per year. Together, these changes are designed to improve farmers' liquidity ahead of the autumn planting campaign and the new marketing season.
According to the government, the expanded program will help agricultural producers maintain uninterrupted production, complete seasonal field operations on time, and preserve the sector's export capacity. The initiative comes as Ukraine's farming industry continues to face higher logistics costs, disrupted maritime exports, and increased demand for working capital.