In 2026, Ukraine launched its first state-supported agricultural insurance program aimed at helping farmers reduce financial losses caused by adverse weather conditions and other production risks. The program reimburses part of the insurance premium, covering up to 60% of the cost for farms operating in frontline communities and up to 45% for agricultural producers in other regions of the country.
The support is available to agricultural producers registered in the State Agrarian Register (SAR) who meet the established eligibility requirements. The program covers insurance for winter grain crops during the overwintering period, throughout the full growing cycle, and for future grain harvests during the spring and summer seasons.
To participate, farmers must assess production and weather risks, determine the insured value based on cultivated area, expected yield, and projected selling price, choose an insurance company, carefully review the policy terms, and submit an application through the State Agrarian Register. The government subsidy is taken into account when calculating the final insurance premium.
Experts note that the new program marks an important step in strengthening agricultural risk management in Ukraine. As droughts, frosts, hailstorms, and other extreme weather events become more frequent, crop insurance is increasingly viewed as an essential tool for maintaining farm financial stability. The state reimbursement is expected to make agricultural insurance more affordable and encourage wider participation among Ukrainian producers.